Medicare Open Enrollment – October 15-December 7, 2017
It’s that time of year again to consider making changes to your existing Medicare Plans (Part C or Part D). Medicare’s Open Enrollment period gives all beneficiaries the opportunity to make changes to their plans as their lives and needs change. If you have never enrolled in Medicare, this period is not for you. If you want to find out about your initial enrollment (when you turn 65) or how to enroll if you never have and are older than 65, check out www.medicare.gov.
What is the Open Enrollment period?
Like all insurance, your Medicare policies and coverage change periodically. It is up to you to check what these changes are, what they mean and how they affect you. Even if you are happy with your Medicare plan, the changes made to your plan may not keep you that way. For any pending changes, you the beneficiary should receive an Annual Notice of Change during the fall. Take time to review these changes and be aware of which plans they effect and notice the benefits and disadvantages that these changes create for you. You should also note when these changes take effect to ensure your coverage needs are what you want.
What Can I Change?
Between October 15 and December 7th You can:
• Change from Original Medicare to a Medicare Advantage Plan (Part C).
• Change from a Medicare Advantage Plan (Part C) back to Original Medicare.
• Switch from one Medicare Advantage Plan (Part C) to another Medicare Advantage Plan (Part C)
• Switch from a Medicare Advantage Plan (Part C) that doesn’t offer drug coverage to a Medicare Advantage Plan (Part C) that offers drug coverage.
• Join a Medicare Prescription Drug Plan.
• Switch from one Medicare Prescription Drug Plan (Part D) to another Medicare Prescription Drug Plan (Part D).
• Drop your Medicare Prescription Drug coverage (Part D) completely.
You are not able to:
• Switch from Original Medicare to Medicare Advantage Plan.
• Switch from one Medicare Advantage Plan to another.
• Switch from one Medicare Prescription Drug Plan to another.
• Join, switch or drop a Medicare Medical Savings.
You can use your computer or smart device to keep up with many things, including setting reminders of important dates and looking up information about health care benefits. The Senior Tutor can help you get the most out of technology. Contact Marianne Bailey at 937.550.3234 for personal sessions or to find out about classes near you.
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